When the people involved in an exchange are from countries that use different currencies,an intermediate asset transaction has to take place: January 1, 2023 by admin the seller must convert her currency into the currency that the buyer uses and accepts. the buyer must convert her currency into the currency that the seller uses and accepts. the buyer and seller should engage in barter trade. both buyer and seller should exchange their currencies to gold. See Answer the buyer must convert her currency into the currency that the seller uses and accepts.